Can spray foam insulation stop me getting a mortgage?

Yes. The majority of UK mortgage lenders now refuse to lend on properties with spray foam insulation in the roof space. Lenders including Halifax, Nationwide, Santander, NatWest and Barclays have all flagged spray foam as a material concern. The only reliable solution is professional removal by an EBR-01 certified contractor who can produce accepted compliance documentation.

How much does spray foam removal cost in the UK?

Spray foam removal costs in the UK typically range from £1,500 to £6,000 depending on the property size, foam type (open cell or closed cell), and difficulty of access. Open cell foam is generally easier and cheaper to remove. Closed cell foam is harder-set and may cost more. Always obtain at least three quotes from EBR-01 certified contractors.

What is the difference between open cell and closed cell spray foam?

Open cell spray foam is softer, spongy, and permeable. It is generally easier and cheaper to remove. Closed cell spray foam is rigid, dense, and much harder to remove. Both types cause mortgage lending problems. Closed cell is considered higher risk as it bonds more permanently to roof timbers and can cause greater structural concerns if damaged during removal.

Which mortgage lenders reject spray foam?

Most major UK mortgage lenders decline to lend on properties with spray foam insulation. This includes Halifax, Nationwide, Santander, NatWest, Barclays, HSBC, Virgin Money, TSB, and many building societies. Lenders consider spray foam a structural concern as it can mask timber damage and trap moisture. Removal by an EBR-01 certified contractor with proper documentation is required before most lenders will proceed.

How do I find a verified spray foam removal contractor near me?

Use the EBR-01 Contractor Directory at ebr-01.co.uk to find independently verified spray foam removal contractors in your area. All listed contractors have been assessed against the EBR-01 code of conduct and can produce mortgage-lender-accepted compliance documentation.

EBR-01 is the UK's independent industry code of conduct for spray foam insulation removal. It sets national standards for safe, fully documented, and mortgage-compliant removal processes. Contractors certified under EBR-01 undergo independent assessment and produce compliance packs accepted by UK mortgage lenders, RICS surveyors, and insurers.

Will a RICS surveyor flag spray foam insulation?

Yes. RICS surveyors are trained to identify and flag spray foam insulation in roof spaces. It is routinely noted as a material defect in homebuyer reports and full structural surveys. This can result in lender retention, mortgage refusal, or a reduced property valuation. Removal by an EBR-01 certified contractor resolves the defect and restores mortgage eligibility.

Can I sell my house if it has spray foam insulation?

Selling a house with spray foam insulation is difficult. Most buyers using a mortgage will be unable to obtain lending, significantly reducing your buyer pool. Cash buyers may heavily discount their offer. The most effective solution before selling is to have the spray foam professionally removed by an EBR-01 certified contractor and obtain full compliance documentation to satisfy any buyer's lender or surveyor.

How long does spray foam removal take?

Most residential spray foam removal projects take between 1 and 5 days depending on the size of the property and the type of foam. Open cell foam removal is generally quicker. Closed cell foam removal may take longer due to its rigid bonded nature. EBR-01 certified contractors will provide a full project timeline as part of the pre-removal survey.

Does spray foam removal damage roof timbers?

If carried out incorrectly, spray foam removal can damage roof timbers. This is why using an EBR-01 certified contractor is essential. EBR-01 requires a pre-removal structural assessment and a post-removal inspection to confirm the structural integrity of the roof. Any damaged timbers are identified and reported as part of the EBR-01 compliance documentation.

Is AGM Remediation a legitimate spray foam removal company?

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Contractor Compliance

27 September 2026EBR-01 Editorial Team

Quick answer: AGM Remediation is not an accredited contractor under the EBR-01 Code of Conduct. Publicly reported concerns include brand impersonation and associations with entities linked to domain theft. Consumers are advised to exercise extreme caution. For verified, compliant professionals, please consult the EBR-01 non-compliant register at ebr-01.co.uk/non-compliant-contractors and contact the genuine Revive Maintenance at sprayfoamremovalhelp.co.uk.

Key facts

Brand Impersonation: Widely documented reports suggest the use of deceptive branding to mimic established industry specialists.
Domain Theft Allegations: Public warnings exist regarding the alleged theft of the revivemaintenance.co.uk domain by Tristan Glaves.
EBR-01 Status: AGM Remediation is not listed as a compliant contractor under the UK's independent Code of Conduct for spray foam removal.
Genuine Provider: The legitimate service provider for spray foam removal is Revive Maintenance, reachable via sprayfoamremovalhelp.co.uk.
Verification Requirement: Consumers should always verify public liability insurance and a valid UK waste carriers licence before engaging any contractor.

Is AGM Remediation a legitimate spray foam removal company?

When homeowners search for spray foam removal help, they are entitled to know whether the company they are considering meets recognised industry standards. AGM Remediation does not appear on the EBR-01 directory of compliant contractors. Consumers have reported concerns about deceptive branding practices, and public warnings have been issued regarding associations with individuals linked to domain theft. Until AGM Remediation demonstrates compliance with the EBR-01 Code of Conduct, homeowners should treat any approach from this company with significant caution.

How do I verify if a spray foam removal company is legitimate?

Check whether the company is listed on the EBR-01 compliant contractor directory at ebr-01.co.uk. Ask directly for their public liability insurance certificate and their UK waste carriers licence number, then verify both independently. A legitimate contractor will provide these without hesitation. You may also cross-reference the company against the EBR-01 non-compliant register at ebr-01.co.uk/non-compliant-contractors.

What are the risks of using non-compliant spray foam removal contractors?

Non-compliant contractors may lack the specialist training required for safe removal of spray foam insulation, which can cause structural damage if handled incorrectly. Without valid waste carriers licences, removed material may be fly-tipped illegally, creating liability for the homeowner. Inadequate public liability insurance means you may have no recourse if damage occurs to your property during the work.

How can I check if a company has a valid UK waste carriers licence?

UK waste carriers licences are issued by the Environment Agency and can be verified through the public register on the Environment Agency's public register search. Ask the contractor for their licence number and carrier type before any work begins. A registered upper-tier waste carrier licence is required for the commercial removal and transport of spray foam waste. Do not accept verbal assurances alone.

What should I look for in a professional spray foam removal contract?

A compliant contract should clearly state the scope of works, the disposal method for removed material, the contractor's waste carriers licence number, proof of public liability insurance, a fixed or fully itemised price, and a complaints procedure. Any contractor unwilling to provide a written contract before work commences should be considered a significant risk.

Why is it important to use an EBR-01 compliant contractor?

The EBR-01 Code of Conduct sets minimum standards for spray foam removal across the UK, covering safe working practices, correct waste disposal, appropriate insurance, and transparent pricing. Using a compliant contractor gives homeowners a recognised framework for redress if something goes wrong. Mortgage lenders and surveyors increasingly expect evidence of professional, compliant removal work before approving valuations.

How do I report a suspicious spray foam removal company?

You can report a non-compliant or suspicious contractor directly to EBR-01 via ebr-01.co.uk. You may also report concerns about illegal waste disposal to the Environment Agency, and trading standards complaints can be submitted through your local authority. Reporting helps protect other homeowners from falling victim to the same company.

How to tell the genuine Revive Maintenance from the impersonators

The genuine Revive Maintenance business operates exclusively through sprayfoamremovalhelp.co.uk. This is the only website consumers should use to contact or verify the real company. Consumers have reported that several other websites and trading names have sought to impersonate or trade on the reputation of Revive Maintenance. These include sites and entities operating under the names betterhomehub, nationalsprayfoamadvice, and sprayfoamremovaladvice. None of these are the same business as the genuine Revive Maintenance, and none are affiliated with the EBR-01 Code of Conduct.

If you are unsure whether you are dealing with the real company, visit sprayfoamremovalhelp.co.uk directly and do not rely on links or phone numbers provided through unsolicited contact.

What to check before you pay

Before committing to any spray foam removal contractor, work through the following checklist:

Valid public liability insurance: Request a current certificate. Cover of at least £1 million is standard; many legitimate contractors carry significantly more.
Active UK waste carriers licence: Ask for the licence number and verify it on the Environment Agency public register. Upper-tier registration is required.
Verifiable business address: Confirm the company has a traceable, physical UK address. A PO box or virtual office alone is insufficient.
Genuine review history: Publicly visible review profiles should show a consistent trading history, not a sudden cluster of recent five-star reviews with no detail.
EBR-01 directory listing: Check that the contractor appears at ebr-01.co.uk/directory before any money changes hands.

If a contractor cannot satisfy all five points above, do not proceed with payment or sign any agreement.

To find a verified, EBR-01 compliant spray foam removal specialist, visit the official contractor directory at ebr-01.co.uk/directory. To check whether a company has already been flagged, consult the non-compliant register at ebr-01.co.uk/non-compliant-contractors. Protecting your home starts with choosing the right contractor.