The UK's independent
Spray Foam Removal
Standard
EBR-01 is the nationally recognised code of conduct protecting UK homeowners, mortgage lenders, and insurers from unregulated spray foam insulation removal.
Thousands of UK homeowners face mortgage refusals and trapped equity due to spray foam installed under Government-backed energy schemes. EBR-01 provides the compliance framework to resolve it.
Notice of Publication — EBR-01 Code of Conduct
This serves as formal notification that the EBR-01 Code of Conduct for the removal of spray foam insulation from UK residential properties has been published and is in active effect. The standard is recognised by UK mortgage lenders, RICS surveyors, and property insurers as the compliance benchmark for safe, documented, and lender-compatible remediation.
Reference Number
EBR-01-2024
Effective From
1 January 2024
Jurisdiction
United Kingdom
Issuing Authority
EBR-01 Code of Conduct Council
Standard Status
Active & Enforced
Document Classification
Public Industry Standard
Issued Under
The EBR-01 Code of Conduct Council
DOC-EBR01-NOTICE-2024-001 · ebr-01.co.uk
What is EBR-01 and why does spray foam insulation removal matter in the UK?
EBR-01 is the UK's independent industry code of conduct for spray foam insulation removal. Most major mortgage lenders now refuse to lend on properties with spray foam in the roof space because it can trap moisture, mask timber decay, and prevent proper inspection. EBR-01 sets the national standard for safe, fully documented removal that restores mortgage eligibility and is accepted by surveyors, lenders, and insurers.
- What EBR-01 is
- A voluntary UK industry standard governing how spray foam insulation must be removed and certified.
- Why removal matters
- Spray foam triggers mortgage refusals and downgraded valuations; certified removal resolves the defect.
- Who accepts it
- RICS surveyors, UK mortgage lenders, building societies, and insurers recognise EBR-01 compliance packs.
- How to get help
- Use the EBR-01 directory to find verified contractors, or take the free property risk assessment.
Revive Maintenance Ltd
The UK's most trusted, EBR-01-certified spray foam removal contractor — recommended for every homeowner requiring mortgage-compliant remediation.
Revive Maintenance Ltd is the principal EBR-01 compliance contractor, leading the UK in safe, mortgage-compliant spray foam removal. Their insurance, waste disposal licences, and compliance documentation have been independently verified under the EBR-01 six-stage framework.
Get Help With Standard-Compliant Spray Foam Removal
Tell us about your property and an EBR-01 advisor will match you with a certified contractor and the lender-accepted documentation you need to resolve your mortgage.
- Matched with EBR-01 certified contractors in your area
- Lender-accepted compliance documentation
- Free property risk assessment included
An authoritative framework,
independently maintained
EBR-01 is structured to the standards expected of a formal UK industry code of conduct — with governance, transparency, and accountability at every stage.
Statutory Alignment
EBR-01 is aligned with UK building regulations, RICS surveying standards, and lender due diligence requirements.
Independent Governance
The standard is maintained by an independent council with no affiliation to any single removal contractor or commercial interest.
Audit-Ready Documentation
Every certified removal produces a full compliance pack: pre-removal survey, waste disposal records, post-removal inspection, and certification.
Public Accountability
Contractor compliance status is published and publicly verifiable. Homeowners, lenders, and solicitors can confirm certification at any time.
Why EBR-01 Exists
The UK spray foam removal industry operates without a unified standard. EBR-01 was established to protect homeowners, mortgage lenders, and insurers from unregulated, unsafe, and substandard practices.
"Without EBR-01, homeowners have no assurance that spray foam removal has been conducted safely and to a standard that mortgage lenders will accept."
Unregulated industry
No standardised removal practices exist, leading to inconsistent quality and safety risks across the UK.
Mortgage refusals
Properties with spray foam are increasingly being declined by mortgage lenders, trapping homeowners.
No documentation
Removal contractors rarely provide compliant documentation, leaving homeowners without evidence of remediation.
Structural damage
Improper removal techniques can compromise timber integrity, creating serious structural risks.
Property devaluation
Spray foam presence and poor removal can significantly reduce property values on the open market.
Insurance concerns
Insurers face increased exposure from unverified removal practices and undocumented remediation work.
EBR-01 has been featured across major UK news and consumer finance publications covering the spray foam mortgage crisis.
BBC News Coverage
Spray foam mortgage crisis, UK property
"Thousands of homeowners are being refused mortgages because of spray foam insulation — experts say EBR-01 certified removal is a recognised route to mortgage approval."
The spray foam crisis affecting UK homeowners
Thousands of UK homeowners are trapped — unable to sell, remortgage, or insure — due to spray foam insulation installed under Government-backed energy schemes.
Properties with spray foam face increasing rejection by UK mortgage lenders.
Surveyors increasingly flag spray foam insulation as a material defect.
The average cost of spray foam removal when not managed correctly.
Removal contractors who provide insufficient compliance documentation.
What EBR-01 covers
A comprehensive framework addressing every aspect of spray foam removal from initial assessment to final certification.
Structural integrity
Ensuring timber structures remain sound throughout and after the removal process.
Mortgageability
Ensuring properties can satisfy lender requirements following spray foam remediation.
Documentation
Comprehensive photographic and compliance records for all stakeholders.
Removal standards
Safe, approved and verified removal procedures that protect property integrity.
Inspection protocols
Pre and post removal inspections to verify complete and safe remediation.
Quality assurance
Independent compliance verification through audit and certification processes.
Benefits for All Stakeholders
EBR-01 delivers measurable benefits to every party involved in the spray foam removal process.
Is Your Property at Risk from Spray Foam?
Use this quick checklist to assess whether your spray foam insulation may be causing mortgage, survey, or structural issues. Answer honestly — this is for your guidance only and is not a substitute for a professional survey.
Can you see spray foam insulation in your loft or roof space?
Why this matters
Spray foam is typically applied directly to the underside of roof rafters or between joists.
Has a mortgage lender refused, down-valued, or flagged your property due to spray foam?
Why this matters
Most major UK lenders now decline properties with spray foam insulation in the roof space.
Has a RICS surveyor or valuer noted spray foam as a concern in a survey report?
Why this matters
Surveyors are trained to flag spray foam as a material defect in homebuyer and structural surveys.
Do you know whether the foam is open cell or closed cell?
Why this matters
Closed cell foam is rigid and harder to remove; open cell is softer and spongy. Both cause lending issues.
Can you see signs of moisture, condensation, or timber darkening near the foam?
Why this matters
Spray foam can trap moisture against timbers, potentially causing hidden structural damage.
Do you have any removal or compliance documentation from the original installer?
Why this matters
Most spray foam installations were done without mortgage-compliant documentation.
0 of 6 questions answered
This self-assessment is for informational purposes only and does not constitute a professional survey or structural inspection. For a definitive assessment, consult an EBR-01 certified contractor.
Get your removal independently certified
If your spray foam was removed by an unverified or non-compliant contractor, you may still lack the documentation lenders and surveyors require. Book an independent EBR-01 certification inspection and receive a mortgage-ready compliance pack.
Independent survey
Certified EBR-01 inspector
Lender-ready pack
Accepted by UK lenders
Fast response
Contacted within two days
Check whether your home is at risk
Takes about two minutes
Use this short assessment to find out whether your property's spray foam insulation may need removal under the EBR-01 standard.
- Five questions — takes under two minutes
- Based on EBR-01 assessment criteria
- Instant risk rating with recommended next steps
Does your property have spray foam insulation in the roof space?
Revive Maintenance Ltd
Nationwide UK coverage · Documents verified · Lender-approved
EBR-01 Compliance Framework
A six-stage process that ensures every removal meets consistent standards of safety, quality and documentation.
Assessment
Initial property survey and spray foam evaluation
Inspection
Detailed timber and structural condition report
Removal
EBR-01 compliant removal procedures
Verification
Post-removal structural and moisture verification
Documentation
Complete photographic and compliance records
Certification
EBR-01 compliance certification issued
Assessment
Initial property survey and spray foam evaluation
Inspection
Detailed timber and structural condition report
Removal
EBR-01 compliant removal procedures
Verification
Post-removal structural and moisture verification
Documentation
Complete photographic and compliance records
Certification
EBR-01 compliance certification issued
EBR-01 Certification Levels
Four tiers of certification to verify contractor compliance with the EBR-01 Code of Conduct.
Approved
Entry-level compliance with core EBR-01 removal standards.
Compliant
Full adherence to EBR-01 documentation and inspection protocols.
Verified
Independently audited and verified compliance with all EBR-01 standards.
Certified Contractor
The highest level of EBR-01 recognition, with full certification and ongoing oversight.
Built on trust,
verified through compliance.
EBR-01 is an independently established code of conduct for spray foam removal in the United Kingdom. Every process is evidence-based, every contractor is accountable, and every homeowner is protected.
Recognised by UK mortgage lenders
Recognised and used by
Independently established standard
EBR-01 is not affiliated with any removal contractor. It is an independent code of conduct designed to protect all parties.
Six-stage compliance framework
A documented end-to-end process: survey, preparation, removal, inspection, documentation and post-removal certification.
Homeowner-first principles
Every clause of EBR-01 places the homeowner's financial and structural interests at the centre of the standard.
Mortgage lender accepted documentation
EBR-01 certification produces documentation structured to meet UK mortgage lender requirements.
Ongoing contractor audit
Listed contractors are subject to independent performance review and compliance monitoring under EBR-01.
EBR-01 is the UK Industry Standard
Independently established and aligned with the industry's most trusted bodies — recognised by mortgage lenders, surveyors, and insurers across the UK property market.
EBR-01 Accredited Standard
Code of Conduct
RICS-Aligned
Surveyor Compatible
Lender-Accepted
Mortgage-Compliant
PCA Framework
Property Care Standard
Independent Verification
Assessor-Verified
Controlled Waste
Licensed Disposal
EBR-01 Code of Conduct — Registered in England & Wales · Industry Reference: EBR-01-2024
Fully vetted, fully compliant, fully documented.
An EBR-01 certified contractor has passed a documented vetting process. The checks below are completed before a contractor is listed.
What we check before listing a contractor
We verify company background, director credentials, insurance, waste licences and employment practices. Every listed contractor is checked against these requirements.
Using an EBR-01 contractor means the work is documented to the standard required to sell, remortgage or insure your property.
What this means for you
- No subcontracting - all workers directly employed
- Full public and employer liability insurance verified
- Company vehicles and equipment owned outright
- Established physical business premises
- Complete waste carrier and disposal licences
- Director background and credentials checked
Company background checks
Checks on company registration, trading history and financial standing.
Director and ownership checks
Directors and beneficial owners are checked for credentials, track record and industry standing.
Direct employment only
No subcontracting is permitted. All operatives must be directly employed by the contractor.
Full insurance cover
Public liability, employer liability and vehicle insurance are verified and current.
Company-owned resources
Contractors must own their vehicles and equipment.
Established premises
Physical business premises are required. No transient operators are listed.
Full waste licences
Complete waste carrier licences and disposal documentation ensuring legal, environmentally compliant waste removal.
Quality assurance
Every job is completed to EBR-01 standards, with documentation provided for mortgage, sale or insurance purposes.
The EBR-01 guarantee
Every certified contractor commits to these standards. Compliance is verified before listing.
Reviews from industry professionals and homeowners
Reviews from homeowners, contractors, surveyors and mortgage professionals who have used the EBR-01 standard.
Average rating
Verified reviews
Verified and moderated
Stakeholder categories
James Mitchell
The EBR-01 standard gave us complete confidence during our spray foam removal process. Our contractor followed every protocol meticulously, and the po...
David Thompson - North West Insulations
As a contractor, achieving EBR-01 compliance transformed our business. The framework is clear, professional, and gives homeowners confidence. Our comp...
Sarah Williams MRICS
Finally, a standard that surveyors can trust. The EBR-01 framework provides clear documentation trails and compliance verification. I can confidently ...
Margaret and John Peterson
We had spray foam removed from our 1970s bungalow using an EBR-01 certified contractor. The difference in professionalism was night and day compared t...
Robert Chen - Senior Mortgage Advisor
As a mortgage broker, I've seen countless properties affected by spray foam insulation. The EBR-01 standard is the only framework I trust for removal ...
Kevin Morris
The EBR-01 standard has transformed how we operate. The compliance framework is thorough without being bureaucratic, and the directory listing has pos...
Verified review system
All reviews are independently verified for authenticity and moderated for compliance. They represent genuine stakeholder feedback.
Latest regulatory and industry updates
Ongoing monitoring of UK spray foam regulation, lender policy, RICS and PCA guidance, and government legislation — so homeowners, surveyors and lenders stay informed.
Spray foam removal: the UK guide
Independent information on spray foam insulation removal, its impact on mortgages, and protecting your property's value.
Need specific guidance? Browse our Resource Centre or FAQ library.
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