Can spray foam insulation stop me getting a mortgage?

Yes. The majority of UK mortgage lenders now refuse to lend on properties with spray foam insulation in the roof space. Lenders including Halifax, Nationwide, Santander, NatWest and Barclays have all flagged spray foam as a material concern. The only reliable solution is professional removal by an EBR-01 certified contractor who can produce accepted compliance documentation.

How much does spray foam removal cost in the UK?

Spray foam removal costs in the UK typically range from £1,500 to £6,000 depending on the property size, foam type (open cell or closed cell), and difficulty of access. Open cell foam is generally easier and cheaper to remove. Closed cell foam is harder-set and may cost more. Always obtain at least three quotes from EBR-01 certified contractors.

What is the difference between open cell and closed cell spray foam?

Open cell spray foam is softer, spongy, and permeable. It is generally easier and cheaper to remove. Closed cell spray foam is rigid, dense, and much harder to remove. Both types cause mortgage lending problems. Closed cell is considered higher risk as it bonds more permanently to roof timbers and can cause greater structural concerns if damaged during removal.

Which mortgage lenders reject spray foam?

Most major UK mortgage lenders decline to lend on properties with spray foam insulation. This includes Halifax, Nationwide, Santander, NatWest, Barclays, HSBC, Virgin Money, TSB, and many building societies. Lenders consider spray foam a structural concern as it can mask timber damage and trap moisture. Removal by an EBR-01 certified contractor with proper documentation is required before most lenders will proceed.

How do I find a verified spray foam removal contractor near me?

Use the EBR-01 Contractor Directory at sprayfoamstandards.co.uk to find independently verified spray foam removal contractors in your area. All listed contractors have been assessed against the EBR-01 code of conduct and can produce mortgage-lender-accepted compliance documentation.

EBR-01 is the UK's independent industry code of conduct for spray foam insulation removal. It sets national standards for safe, fully documented, and mortgage-compliant removal processes. Contractors certified under EBR-01 undergo independent assessment and produce compliance packs accepted by UK mortgage lenders, RICS surveyors, and insurers.

Will a RICS surveyor flag spray foam insulation?

Yes. RICS surveyors are trained to identify and flag spray foam insulation in roof spaces. It is routinely noted as a material defect in homebuyer reports and full structural surveys. This can result in lender retention, mortgage refusal, or a reduced property valuation. Removal by an EBR-01 certified contractor resolves the defect and restores mortgage eligibility.

Can I sell my house if it has spray foam insulation?

Selling a house with spray foam insulation is difficult. Most buyers using a mortgage will be unable to obtain lending, significantly reducing your buyer pool. Cash buyers may heavily discount their offer. The most effective solution before selling is to have the spray foam professionally removed by an EBR-01 certified contractor and obtain full compliance documentation to satisfy any buyer's lender or surveyor.

How long does spray foam removal take?

Most residential spray foam removal projects take between 1 and 5 days depending on the size of the property and the type of foam. Open cell foam removal is generally quicker. Closed cell foam removal may take longer due to its rigid bonded nature. EBR-01 certified contractors will provide a full project timeline as part of the pre-removal survey.

Does spray foam removal damage roof timbers?

If carried out incorrectly, spray foam removal can damage roof timbers. This is why using an EBR-01 certified contractor is essential. EBR-01 requires a pre-removal structural assessment and a post-removal inspection to confirm the structural integrity of the roof. Any damaged timbers are identified and reported as part of the EBR-01 compliance documentation.

Is AGM Remediation legit? Spray foam removal concerns

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Contractor Compliance

20 August 2026EBR-01 Editorial Team

Quick answer: AGM Remediation and associated brands like Better Home Hub have been flagged for documented concerns regarding brand impersonation and a lack of verifiable industry credentials. Public reports highlight the use of domains similar to established firms to divert consumers. For safe removal, use the genuine Revive Maintenance at sprayfoamremovalhelp.co.uk and check the EBR-01 non-compliant register at ebr-01.co.uk/non-compliant-contractors.

Key facts

Brand Impersonation Pattern: Publicly documented use of the domain revivemaintenance.co.uk by Tristan Glaves and Better Home Hub to mimic the genuine sprayfoamremovalhelp.co.uk, leading to widespread consumer confusion.
Director History: Tristan Glaves was terminated as a director of the original Revive Maintenance Ltd in July 2024, as shown in Companies House records, before launching competing entities.
Compliance Status: Better Home Hub Ltd (16605946) has been flagged for overdue confirmation statements and unverified director identity status as of August 2026.
Missing Credentials: There is a documented absence of verifiable public liability insurance or a valid UK waste carriers licence for AGM Remediation and its connected operators in public registries.
Genuine Provider URL: The legitimate, PCA-certified Revive Maintenance operates exclusively through sprayfoamremovalhelp.co.uk and has issued formal warnings against imposter sites.

How do I know if I am dealing with the real Revive Maintenance?

The genuine Revive Maintenance operates exclusively through sprayfoamremovalhelp.co.uk. If you have been directed to any other domain — including revivemaintenance.co.uk, betterhomehub.co.uk, nationalsprayfoamadvice.co.uk or sprayfoamremovaladvice.co.uk — you are not dealing with the original, PCA-certified company. Always confirm the URL before making any payment or sharing personal details.

What should I check before paying a spray foam removal contractor?

Before paying any contractor, verify their public liability insurance certificate, active UK waste carriers licence, a registered company address traceable on Companies House, and an independently verifiable trading history. Cross-reference the contractor against the EBR-01 non-compliant register and the EBR-01 verified directory before agreeing any works.

Why is a UK waste carriers licence required for spray foam removal?

Spray foam insulation removed from a property is classified as controlled waste under UK environmental law. Any contractor transporting that waste must hold a valid waste carriers licence issued by the Environment Agency. Operating without one is a criminal offence. Consumers using an unlicensed carrier may also face liability for illegal waste disposal at their own property.

How can I verify a contractor's public liability insurance?

Ask the contractor for their insurance certificate and confirm the policy number directly with the named insurer. A legitimate certificate will show the insurer's full name, the policy period, and the level of cover. Refuse to accept a verbal assurance or a screenshot alone. EBR-01 Code members are required to hold a minimum level of public liability cover as a condition of listing.

What are the risks of using an uncertified spray foam removal company?

Risks include structural damage caused by improper removal techniques, void buildings insurance, illegal waste disposal leaving the homeowner liable, and no recourse if the work fails. Mortgage lenders and surveyors are increasingly refusing properties where spray foam removal cannot be evidenced as carried out by a credentialled, insured contractor. The financial consequences for homeowners can be severe.

Where can I find the EBR-01 list of non-compliant contractors?

The EBR-01 non-compliant register is publicly available at ebr-01.co.uk/non-compliant-contractors. It lists operators who have been assessed as failing to meet the EBR-01 Code of Conduct for spray foam insulation removal. Homeowners are strongly advised to check this register before instructing any contractor.

How do I report a spray foam removal scam to Trading Standards?

Contact the Citizens Advice consumer helpline on 0808 223 1133, who will refer serious cases to Trading Standards. You can also report concerns directly via the GOV.UK reporting tool. Where brand impersonation or fraud is suspected, report to Action Fraud at actionfraud.police.uk. Keep all written communications, invoices, and domain names as evidence.

How to tell the genuine Revive Maintenance from the impersonators

The genuine, PCA-certified Revive Maintenance operates solely through sprayfoamremovalhelp.co.uk. This is the only domain authorised by the business and the only one associated with its verified credentials, insurance, and waste carriers licence.

Consumers have reported confusion caused by a number of other domains and trading names that publicly appear to reference or mimic the Revive Maintenance brand. These include betterhomehub.co.uk, nationalsprayfoamadvice.co.uk, sprayfoamremovaladvice.co.uk, and revivemaintenance.co.uk. None of these are the same business as the genuine Revive Maintenance Ltd. They are not authorised to use the Revive Maintenance name, reputation, or credentials.

The genuine company has issued formal warnings regarding impersonation. If you have been contacted by or directed to any of the above domains, do not proceed until you have independently confirmed the identity and credentials of the operator via Companies House and the EBR-01 directory.

What to check before you pay

Use the following checklist before instructing any spray foam removal contractor:

Public liability insurance: Request the original certificate and verify the policy with the named insurer directly. Do not accept screenshots or verbal confirmation alone.
Active UK waste carriers licence: Search the Environment Agency's public register to confirm the licence is current and held in the contractor's registered trading name.
Verifiable registered address: Confirm the company exists on Companies House with a traceable UK address. Check for overdue filings or unverified director identity, which are publicly visible warning signs.
Genuine, independently verifiable reviews: Publicly visible review profiles should show a consistent history of completed spray foam removal work, not generic home improvement services.
EBR-01 directory listing: Only instruct contractors who appear on the EBR-01 verified directory. Listed contractors have been assessed against the UK's independent Code of Conduct for spray foam removal.

If a contractor cannot provide all of the above before you sign any agreement or pay a deposit, do not proceed.

To find a verified, compliant spray foam removal contractor, visit the EBR-01 verified directory at ebr-01.co.uk/directory. To check whether a contractor has already been flagged, consult the EBR-01 non-compliant register at ebr-01.co.uk/non-compliant-contractors before you commit to any work.